Zero Tax Ira - Patriot Business Consultants

Rick White, CES™ • Certified Estate and Trust Specialist™ • 45 Years of Experience

The Zero-Tax IRA Strategy Session

60 minutes • One on one with Rick White, CES™ Preliminary analysis of your specific situation No obligation to proceed • No sales pressure

The Zero-Tax IRA Strategy

You Shouldn't Have to Bleed Your Savings to Get to Tax-Free

If you’re converting a $1 million IRA at $150,000 per year, and your combined tax rate is 30%, you’re writing a $45,000 check to the IRS every single year.

Over a 7-year conversion, that’s $270,000 or more out of your pocket — before any growth those dollars would have earned.

There is a strategy that eliminates that out-of-pocket tax liability starting in year two. The tax is funded from the strategy itself. You still get to tax-free status. You just don’t drain your non-qualified assets to get there.

The full conversion amount deposits each year as planned
After the first deposit, funds for the annual tax become available from the strategy
You borrow from the insurance company's pool — not your own money
Your estate receives a net death benefit that exceeds total deposits

Get the Free Zero-Tax IRA Strategy Guide

Already read it? Book a Strategy Session →

60-minute session. No commitment. Just your numbers.

Take the Next Step

Course attendees who want to go deeper on estate planning have two free resources available:

Free 7-Point Checklist

Find out where your estate plan has gaps in about 15 minutes. Delivered instantly, no cost, no obligation.

About Rick White, CTS

45 years advising families and business owners in Raleigh, NC.

Retirement Education Course

Rick teaches retirement planning at NC State’s McKimmon Center. Free to attend. Raleigh, NC.